If you’re planning a trip to Somalia in 2025, knowing how to handle money is key to a smooth and stress-free visit. Somalia’s payment system is a mix of cash and mobile money, which may be different from what you’re used to. Here’s everything tourists should know about currency and payments before you go.
What Currency Is Used?
The official currency is the Somali Shilling (SOS), but you’ll find that US dollars (USD) are widely accepted across the country. Many shops, hotels, and services prefer dollars for larger payments because it’s more stable. However, not all US dollar bills are accepted — make sure your bills are new, printed after 2006. Avoid bringing one-dollar bills, as these are generally not accepted in Somalia.
Paying with Cash and Mobile Money
When you pay with cash, it’s common for vendors to give your change through mobile money credits instead of physical Somali Shillings. This is because mobile money is the preferred way to send and receive payments in Somalia.
Credit and debit cards are hardly used, and ATMs are rare, especially outside of major cities. Instead, most locals and businesses rely on mobile payment services, which are fast, secure, and convenient.
Popular Mobile Money Services
Some of the most popular mobile money platforms you’ll encounter include:
- EVC Plus (Hormuud) – mainly in Southern Somalia
- eDahab (Somtel) – available throughout Somalia
- Zaad (Telesom) – mostly in Somaliland
- Sahal (Golis) – mostly in Puntland
- Premier Wallet – a newer digital wallet service gaining popularity
These services let you send money, pay bills, and receive funds directly from your phone.
Exchanging Money
You can exchange US dollars for Somali Shillings or load your mobile wallet at local exchange offices. you can take the somalia shillings as souviner bills
Helpful Tips for Tourists
- Carry new US dollar bills (avoid old bills and one-dollar notes).
- Use mobile money services to make payments and receive change.
- Be prepared for limited ATM access and minimal card acceptance.
- Consider connecting with local operators like Sahan Tourism, who can guide you through the payment systems and make your travel easier and safer.
In Conclusion
Understanding Somalia’s currency and payment methods before you arrive will make your trip smoother. With mobile money as king and the US dollar widely accepted, carrying the right cash and knowing how to use mobile payments will keep your transactions safe and hassle-free. Plus, trusted travel services like Sahan Tourism can support you every step of the way, so you can focus on enjoying the beautiful country of Somalia.
